Capital Credits

MTA membership begins when you receive telecommunication or information services.  Since we are a member-owned cooperative, we allocate our profits (the money left over after all expenses are paid) to our member-owners, based on how much each member paid for their MTA services during the year.

These allocations or capital credits are your share of the margins (profits) that we have assigned to a holding account in your name. These amounts are not paid at this time, and do not represent cash, but rather your patronage capital or equity in the cooperative and evidence of your ownership in MTA.

The funds belong to individual member-owners, but are retained by the cooperative as working capital. The availability of this working capital reduces the amount of money MTA must borrow, which assists in providing members with state-of-the-art services at the lowest possible cost.